Welcome to the Creedia.com web site.
Creedia.com is an interactive website which offers a platform for people of different faiths to express their beliefs and learn about others. Creedia.com is owned by Creedia, Inc. (herein referred to as “we”, “us”, or “Creedia”).
Your access to and use of the service are expressly conditioned on your acceptance of and compliance with these terms. BY CONTINUING TO USE THE SITE, YOU ARE INDICATING YOUR AGREEMENT TO BE BOUND BY THE TERMS OF THIS AGREEMENT AND ALL REVISIONS THEREOF. If you do not wish to accept these Terms, then please don’t sign up, in which case you will not be able to create your unique personalized faith profile (the “Profile”) and enjoy other parts of the Service other than viewing publicly available information of other users. Note that any violation of these Terms may result in termination of your ability to access and use the Service.
We reserve the right at any time to change all or any part of these Terms, modify the Service, including by eliminating, modifying, limiting or discontinuing any content on or feature of the Service. Any modification we make to any of the forgoing will be effective immediately upon notice, which we may provide by any means including, without limitation, posting on the Service or by electronic mail to you. Your continued use of the Service after such notice will be deemed acceptance of such new terms or changes to the Service. Be sure to periodically visit the terms and conditions page linked to from our homepage to ensure familiarity with the most current version of these Terms.
Before starting we would like to emphasize that Creedia does not assert that it represents religion as it is or as it should correctly be interpreted or applied. Rather, Creedia aims to reflect the religion and beliefs as people see them. Your participation in active involvement in Creedia will help us and the other users better understand the way people worldwide perceive religion.
If you have any questions about the Agreement, you may contact us at legal@Creedia.com
In order to use the Service, you must be at least 13 years of age (and if a resident of the State of Maine be at least 18 years of age). By accepting these Terms you represent that you are at least 13 years old. If you are not at least 13 years old (and if a resident of the State of Maine at least 18 years old), please do not attempt to use, or set up an account to use, the Services. Your Profile may be deleted and your account may be terminated without warning, if we believe that you are less than 13 years of age (and if a resident of the State of Maine under 18 years of age).
Please contact us if you have any concerns or questions about this restriction. Note that parental control protections (such as computer hardware, software or filtering services) are commercially available that may assist you in limiting access to material that is harmful to minors (see for example http://www.pff.org/parentalcontrols).
2. Registration, User Account
As part of the registration to use the Service, you agree to (a) provide truthful, accurate, current and complete information about yourself as prompted by our registration form (including your email address) (the "Registration Data"), and (b) maintain and update your Registration Data so that it remains at all times accurate, current and complete.
You acknowledge that if any information provided by you is untrue, inaccurate, misleading, not current or incomplete, we reserve the right to terminate your access to and use of the Service and/or remove from the Service your Profile any User Content provided by you.
As part of the account set-up and registration process, you will be asked to select a username. We may refuse to grant you a username for any reason in our sole discretion, including in the event that such username was previously selected by another user, or if we determine that such username violates the Terms applying to any use of the Service as detailed herein, including, without limitation, that such user name impersonates someone else, misrepresents your affiliation with another person or entity, is illegal, obscene, or otherwise offensive, or is protected by any applicable Intellectual Property Right (as defined below), or may otherwise cause confusion between you and any third party.
3. Password, and Security
When you sign up you will also be asked to choose a password. You will be solely responsible for maintaining the confidentiality and use of your username and password and agree not to transfer or resell your use of or access to the Service to any third party. YOU ARE FULLY AND SOLELY RESPONSIBLE FOR ANY AND ALL ACTIVITIES THAT OCCUR THROUGH YOUR ACCOUNT.
You hereby agree (a) not to use the account, username, or password of another Member at any time; (b) to immediately notify us of any unauthorized use of your password or account or any other breach of security, and (c) to ensure that you logout from your account at the end of each session. We cannot and will not be liable for any loss or damage arising from your failure to comply with this Section 3.
In order to protect our members (each a “Member”) from spam and other unsolicited advertising or solicitation, Creedia reserves the right (but not the obligation) to restrict the number of emails which a Member may send to other Members in any 24-hour period to a number which Creedia deems appropriate in its sole discretion.
Please remember that information you post will be publicly available and may be viewed by others, so choose carefully the information you post on the Service. Also, in your Profile settings please select the requested contact settings and guest book settings.
5. License to the Service
Subject to and conditioned upon your acceptance of these Terms and your ongoing compliance with the Terms, we grant to you a non-exclusive, non-transferable, non-sub licensable, limited right to access and use the Service, including a limited license to use any images, text, graphics, photographs, sounds, video, data, links and other materials or any of these elements in combination (“Content”) incorporated into the Service (“Creedia Content”), solely as made available by us and solely for your own personal purposes in connection with viewing the Creedia site and using the Service and further subject to the limitations set forth herein.
6. Rules of Conduct
While we acknowledge and respect your personal freedom in expressing your beliefs and views, we would like to point out that Creedia is intended for discussion appropriate for all members (including, where permitted, minors). Accordingly, we have adopted Rules of Conduct linked to from the Creedia homepage (the “Rules of Conduct”), that are incorporated into these Terms by reference. We reserve the right to amend the Rules of Conduct from time to time, so be sure to periodically review the Rules of Conduct to ensure familiarity with the most current version of the Rules.
The Service is intended to facilitate religious discussions including inter-faith dialogues, it is however expressly forbidden to use the Service for any missionary activities or any other form of attempt to convert the religion of other Members or the public.
The following is a non-exhaustive list of Content and activities that are prohibited according to the Rules of Conduct. We reserve the right to immediately terminate the account of any user that we deem, in our sole discretion, violated any of the Rules of Conduct, and remove any violating Content.
While using Creedia and the Service, you agree not to:
· Upload, post, process, reproduce, distribute, send or otherwise transfer or make available (collectively “Transmit”) any Content that is, in any jurisdiction were so Transmitted, illegal, threatening, abusive, violent, harassing, obscene, lewd, pornographic, sexually explicit, defamatory, inflammatory, libelous, hateful, or racially, ethnically, sexually or otherwise objectionable (including links to other websites showing any of the forgoing);
· Transmit any Content that would constitute, incite or encourage a criminal offense or any act of violence against any group or individual;
· Transmit any Content that exploits people in a sexual or violent manner;
· Transmit any Content that is invasive of the privacy of another (including, without limitation, by providing telephone numbers, street addresses, last names, URLs or email addresses);
· Solicit passwords or personal identifying information from other Members or solicits personal information from a minor;
· Collect information about other Members without their express consent;
· Transmit any Content that may infringe or promote the infringement of any copyright, patent, trademark, service mark, trade secret, sui generis right, moral right, celebrity right, right of attribution, or other intellectual or proprietary right of any party or any application for any of the forgoing (“Intellectual Property Right”) including linking to other websites where such infringing material is stored or made available;
· Transmit or otherwise provide information to circumvent manufacture-installed copy-protect devices;
· Transmit any material that contains software viruses, worms, Trojan horses, defects, date bombs, time bombs or any other malicious code, files or programs designed to interrupt, destroy or limit the functionality of any computer software or hardware or telecommunications equipment;
· Disrupt or interfere with the security of, or otherwise abuse, the Service, its system resources, accounts, servers, or networks connected to or accessible through Creedia or affiliated or linked websites or access, hack or deface any portion of Creedia, tamper with or use non-public areas of Creedia;
· Transmit false or misleading information or falsely represent yourself as any other person, or misrepresent yourself as a representative or affiliate of any person or entity or as another Member;
· Disrupt or interfere with any other user's use or enjoyment of the Service or affiliated or linked websites or use the account or password of others;
· Use any robot, spider, script, site search/retrieval application or other manual or automatic device or process to retrieve, index, “data mine” or in any way reproduce or circumvent the navigational structure or presentation of the Service, Transmit Content or send messages;
· Engage in spamming or Transmit any unsolicited or unauthorized advertising, promotional materials, junk mail, spam, spim (also known as instant messaging spam), chain letters, pyramid schemes, investment opportunities, or any other form of solicitation according to the laws of the jurisdiction of the Transmission or delivery;
· Cover or obscure banners and other advertisements displayed by Creedia;
· Use any information obtained from the Service in order to harass, abuse, or harm another person; or
· Express or imply that any statements you make are endorsed by us, without our prior written consent.
We may terminate your access to and use of the service immediately if you fail to comply with the above rules or with the Rules of Conduct. In addition Creedia reserves the right to investigate and take appropriate legal action against anyone who, in Creedia's sole discretion, violates these Terms or the Rules of Conduct, including without limitation, reporting you to law enforcement authorities.
7. Non-commercial Use by Members
The Service is intended for the personal use of Members only and may not be used in connection with any commercial endeavors except those that are specifically endorsed or approved by Creedia.
Accordingly, while using Creedia and the Service, you agree not to
· Use any information obtained from the Service in order to contact, advertise to, solicit, or sell to any Member without their prior explicit consent
· Display any form of advertisement, affiliate links, and other forms of solicitation on your profile or include any such material or link in your User Content;
· Accept payment or anything of value from a third person in exchange for your Transmission of any Content on behalf of that person;
· Sell or otherwise transfer your Profile or account; or
· Collect usernames and/or email addresses of Members by electronic or other means for the purpose of sending unsolicited email or other forms of spam.
8. Right to Remove Content and Terminate Accounts
By accepting these Terms you acknowledge that we do not pre-screen submitted Content Transmitted by users, but that we and our designees shall have the right (but in any event not the obligation) at our sole discretion to (a) monitor and/or filter any Content (including by means of blocking or replacing language that may be deemed harmful or offensive); (b) reject, refuse to post or remove any User Content (including private messages), (c) alter or remove such Content (whether or not according to the Copyright Infringement Policy detailed in Section 9.D below); (d) remove links and references to, and embedment of, external content which is no longer available; and/or (e) restrict, suspend, or terminate your access to all or any part of the Service at any time, for any or no reason, with or without prior notice, and without liability. You acknowledge that we may (but are not obligated to) review your Content for adherence and compliance with these Terms and to the other Service guidelines.
You hereby acknowledge that you may only upload Content that is in formats supported by Creedia, as presented to you on the upload page (as may be amended from time-to-time). User Content in non-supported formats may not display or work properly, and therefore you are required to convert any User Content into a supported format prior to uploading it. We reserve the right, at our sole discretion, to remove any User Content that is in a non-supported format.
Further, Creedia only supports embedded Content from the providers listed on the embedding page (as may be amended from time-to-time). User Content from non-supported providers may not work or display properly, and we reserve the right, at our sole discretion, to remove any User Content that is hosted by a non-supported provider or platform.
By accepting these Terms you agree that you must evaluate and bear all risks associated with the use of any Content and acknowledge that you are solely responsible for the creation and compilation of your Content (also referred to as “User Content”), and that neither we nor any other party involved with the Service assumes that responsibility. It is clarified that processing and displaying any User Content, does not indicate that we or any of our affiliates, contractors or providers approve of the Content or that such content adheres with these Terms or that you are released from any liability or harm arising from the use of such Content (even if we monitor or pre-screen such Content). You hereby agree to waive any claims against us and our affiliates, contractors, agents and employees for losses, damages and injuries which are based on or relate to Content or products made available on the Service and for any removal of Content by us or by any of our affiliates and contractors.
Unfortunately, despite the prohibitions in these Terms, Content provided by other Members may contain materials that breach these Terms, and Creedia assumes no responsibility or liability for this Content.
If you become aware of any misuse of the Service or other breach of these Terms by any person, please use the option to “flag” the Content as inappropriate or send an e-mail directly to firstname.lastname@example.org
and include the nature of the misuse, the reason you believe that such Content is in breach of these Terms, and include the URL of the related page in your e-mail. Such notification shall in no way obligate Creedia to remove such Content.
Furthermore, it is clarified that we will not remove User Content only because of any claimed inaccuracy, since the Service is not aimed at presenting the “correct” or “accurate” interpretation or application of any religion but rather reflect the religion and beliefs as people see them. We will only remove User Content if it is in breach of These Terms.
9. Intellectual Property Policy
We respect the Intellectual Property Rights of others. We ask our users to do the same. We may terminate the accounts of users who appear to infringe the Intellectual Property Rights of others (our rights and those of our affiliates and contractors as well as rights of third parties).
BY MAKING EACH CONTENT TRANSMISSION YOU REPRESENT AND WARRANT THAT (I) YOU ARE THE OWNER OF THE CONTENT WHICH YOU TRANSMIT (OR OTHERWISE HAVE THE RIGHT TO GRANT THE LICENSES SET FORTH IN SUBSECTION C BELOW); AND (II) THAT THE CONTENT DOES NOT INFRINGE UPON THE INTELLECTUAL PROPERTY RIGHTS OR OTHER RIGHTS OF OTHERS. YOU ALSO REPRESENT THAT THERE ARE NO OUTSTANDING DISPUTES IN CONNECTION WITH THE INTELLECTUAL PROPERTY RIGHTS OR OTHER RIGHTS IN THE CONTENT OR ANY PARTS OF THE CONTENT.
B. Our Intellectual Property Rights
The Service and any software used in connection with the Service ("Software") contain proprietary information that is protected by copyrights and other applicable Intellectual Property national and international laws and regulations. Creedia owns retains all Intellectual Property Rights in the Service, the Software and the Creedia Content.
You agree not to copy, modify, adapt, reverse engineer, decompile, duplicate, distribute, translate or create derivative works based on the Service or the Software in whole or in part, or exploit for any commercial purposes, any portion of the Service.
You may not “frame” or “mirror” any portion of the Service without our prior written authorization.
You further agree not to remove any copyright, trademark or other proprietary rights notices contained in or displayed on any portion of the Service;
By accepting this Agreement you acknowledge and agree that any Creedia Content contained or distributed on or through the Service by us, our advertisers or other third parties, is protected by Intellectual Property Rights. You are also strictly prohibited from creating works or materials that derive from or are based on the materials contained in the Service including, without limitation, fonts, icons, buttons, wallpaper, and unlicensed merchandise. You may not use or distribute any Content received through the Service without our authorization or the authorization of the Content owner. You agree not to Transmit or otherwise publish, reproduce, copy, in whole or in part, any Content available through the Service in violation of applicable copyright and other intellectual property laws.
Except as expressly authorized by these terms, you may not use, reproduce, distribute, modify, transmit or publicly display any portion of the service without the written consent of Creedia.
“Creedia”, the Creedia logo and favicon, the slogan “The World's Creed as People See It” and other Creedia Inc. graphics, logos, and service names are common law trademarks, registered trademarks or trade dress of Creedia Inc. Such trademarks may not be used in connection with any product or service that is not a Creedia Inc. service in any manner that is likely to cause confusion among customers, or in any manner that disparages or discredits Creedia Inc. You may not use any "meta tags" or any other "hidden text" utilizing the forgoing trademarks, nor may you purchase keyword or targeted search engine advertising using any of the forgoing trademark terms.
If you wish to reproduce or distribute any Creedia Content found you may submit a request for permission to reproduce or distribute such Creedia Content by contacting Creedia in writing at legal@Creedia.com
C. Your Content
You will retain all ownership rights to your User Content. However, by Transmitting such User Content to the Service, you grant us a nonexclusive, irrevocable, perpetual, worldwide, royalty-free, transferable license to copy, adjust, create derivative works of, reproduce, publicly display and perform and distribute such User Content as part of the Service (including on affiliated websites) and for promoting the Service and other services offered by us and our affiliates.
In respect of User Content that consists of photographs and graphics uploaded by you to the Creedia gallery you further hereby grant us and all of the other Members of the Service a worldwide, non-exclusive, non-assignable, royalty-free, right to use, create derivative works of, and publicly display such User Content solely in connection with the use of the Service.
It is clarified that certain parts of the Content are open for Shared Editing (e.g. the Creed Statements), and accordingly your User Content may be subject to editing and adaptation by us and by other Members. You hereby grant an irrevocable, perpetual, worldwide, royalty-free, right and license to edit, adapt, modify and create derivative works of such User Content by us and by other Members, without any need or requirement to credit you or inform you of such modification. Furthermore, we may edit, modify, copy, transfer and merge Creed Statements and other User Content where we deem, in our sole discretion, that such action will improve Member usage (for example by eliminating duplicate statements).
Creedia may enable Members to rate User Content and may display the results of such rating. You hereby grant us and the other Members an irrevocable, perpetual, worldwide, right and license to rate your User Content and to publish such rating without any need to inform you of such action. You hereby waive any claim relating to such rating, whether based on defamation or other form of dissatisfaction from the results of such rating.
Except for the foregoing licenses, we do not claim ownership of any copyright in your User Content. You continue to retain all ownership rights in such User Content, and you continue to have the right to use your User Content in any way you choose.
The User Content will not be subject to any obligation, whether of confidentiality, attribution or otherwise, on our part and we will not be liable for any use or disclosure of any User Content. Without derogating from the generality of the forgoing, we may preserve Content and may also, in our sole discretion, disclose any User Content, and the circumstances surrounding the Transmission or use thereof, to any third party in order to (a) operate the Services; (b) protect the rights, property, or personal safety of Creedia, our affiliates, contractors, employees partners, licensors, advertisers, and users or the public; (c) comply with legal obligations, governmental requests or other legal process; (d) enforce these Terms; (e) respond to claims that any Content violates the rights of third-parties; or (f) for any other reason or purpose. Without derogating from the provisions of subsection D below, we retain the right to immediately remove any Content that a third party claims infringes its Intellectual Property Rights or privacy rights, until receiving instructions from a competent court or governmental authority permitting the post. We shall not be required to determine the validity and merits of such third part claim prior to removing the Content. You will have no claim against us for any such content removal.
You agree to pay for all royalties, license fees, compensation, infringement damages and fines, and any other monies owing any person by reason of any User Content posted by you to or through the Service.
We recommend you keep back-up copies of your submissions, as the service is not intended to be used as a back-up solution for storing your submissions.
D. Copyright Infringement Policy
If any person or entity (the “Complaining Party”) believes in good faith that material used or displayed on or through the Service (by us or by any of our affiliates or users) has been used in a way that constitutes an infringement of any of the Complaining Party’s Intellectual Property Rights (including any third party that the Complaining Party is entitled to represent) it is requested to send a notice to our IP Designated Agent requesting that the material be removed, or access to it blocked ("IP Notice"). The IP Notice must be in writing and include the following information:
1. A physical or electronic signature of a person authorized to act on behalf of the owner of the Intellectual Property Right that is allegedly infringed.
2. identification of the IP protected work and/or mark claimed to have been infringed (or if multiple works are covered by a single notification, a representative list of such works);
3. identification of the material that is claimed to be infringing or to be the subject of infringing activity and that is to be removed or access to which is to be disabled, and information reasonably sufficient to allow us to locate the material on the Service (or in the case of links to sites that are claimed to have infringing material, identification of the link that is to be removed or access to which is to be disabled, and information reasonably sufficient to permit us to locate that reference or link);
4. a duly notarized affidavit made under penalty of perjury stating that (a) the Complaining Party is authorized to act on behalf of the owner of the Intellectual Property Right that is allegedly infringed; and (b) that the information in the IP Notice is accurate;
5. a statement that the Complaining Party has a good faith belief that the use of the material in the manner complained of is not authorized by the Intellectual Property Right owner, its agent or by applicable law; and
6. information reasonably sufficient to permit us to contact the Complaining Party, including information such as your name, address, telephone number, email address, and other contact information.
It is expected that all users of any part of the Creedia Service will comply with applicable copyright laws. However, if we receive an IP Notice we will process notices of alleged infringement and respond expeditiously to remove, or disable access to, the material that is claimed to be infringing or to be the subject of infringing activity.
Following such removal or disabling we shall promptly notify the user who’s User Content was removed or disabled (the “User”) regarding the action we have taken. Such notification shall be sent to the email address provided to us by the User and by posting a takedown notice at the URL were such User Content was located. We will not be liable for non-notification in the event that the User did not provide us with an updated email address.
If the User believes in good faith that a notice of copyright infringement has been wrongly filed against him, he may send our IP Designated Agent a counter-notice (the “Counter Notice”). The Counter Notice must be in writing and include the following information:
1. a physical or electronic signature of the User;
2. identification of the material that has been removed or to which access has been disabled and the location at which the material appeared before it was removed or access to it was disabled;
3. a statement under penalty of perjury that the User has a good faith belief that the material was removed or disabled as a result of mistake or misidentification of the material to be removed or disabled;
4. information reasonably sufficient to permit us to contact the User, including information such as the User’s name, address, and telephone number;
5. a statement that the User consents to the jurisdiction of Federal District Court for the judicial district in which the address is located, or if the subscriber’s address is outside of the United States, for any judicial district in which we may be found, and that the User will accept service of process from the Complaining Party or an agent of such person.
Upon receipt of a Counter Notice we shall promptly provide the Claiming Party with a copy of the Counter Notice, and inform it that we will replace the removed material or cease disabling access to it in 10 business days.
We will replace the removed material and cease disabling access to it not less than 10, nor more than 14, business days following receipt of the Counter Notice, unless our IP Designated Agent first receives notice from the Claiming Party that the Claiming Party has filed an action seeking a court order to restrain the User from engaging in infringing activity relating to the material on the Service.
Our IP Designated Agent can be reached at:
In the event that a User is found to be a repeat infringer of Intellectual Property Rights, we reserve the right, at our sole discretion, to immediately terminate his Service account and his access to the Service.
It is hereby clarified that we do not interfere with standard technical measures used by copyright owners to identify or protect copyrighted works that (a) have been developed pursuant to a broad consensus of copyright owners and service providers in an open, fair, voluntary, multi-industry standards process; (b) are available to any person on reasonable and nondiscriminatory terms; and (c) do not impose substantial costs or substantial burdens on our systems or networks.
If we receive an IP Notice or a Counter Notice that are not compliant with the above procedures, we shall handle them in whatever manner appears to be reasonable, at our sole discretion, given the circumstances presented.
The above detailed Copyright Infringement Policy is without prejudice to any other right provided to us under these Terms, including any right to remove content at our sole discretion.
10. Term and Termination
These terms shall remain effective until terminated, revised, restated or otherwise modified by us as set forth herein.
We may, at our sole discretion and at any time discontinue providing the Service, or any part or feature thereof, with or without notice.
We may at our sole discretion immediately terminate these Terms, and/or terminate, deactivate or suspend your account and/or your access to and use of the Service or any portion thereof and/or remove any of your User Content and other files or data in your account, at any time and for any reason, with or without cause, without prior notice to you. We shall not be liable to you or to any third-party for any termination of your access to the Service.
Should you object to any terms and conditions of these Terms (as amended) or become dissatisfied with the Service in any way, your only recourse is to immediately discontinue your use of the Service and/or terminate your account.
You hereby agree to indemnify, defend and hold us, our affiliates, service providers, partners, licensors, advertisers, and our and their directors, officers, employees, consultants, agents and other representatives, harmless from and against any and all claims, judgments, awards, liabilities, damages, losses, costs and expenses (including reasonable attorneys’ fees) and other expenses that are based on or arise directly or indirectly out of or from (a) your breach of these Terms or the Rules of Conduct; (b) any use of your User Content or other content Transmitted by you or under your account; (c) any misuse of your account; (d) any breach of your representations and warranties set forth herein; or (d) your activities in connection with the Service.
12. Disclaimer of Warranties
YOU UNDERSTAND AND AGREE THAT THE SERVICE, INCLUDING ALL COMPONENTS AND FEATURES, INFORMATION AND MATERIALS INCORPORATED THEREIN IS PROVIDED “AS IS” AND "AS AVAILABLE" BASIS AND WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. CREEDIA AND ITS AFFILIATES MAKES NO WARRANTIES, EXPRESS OR IMPLIED, AS TO THE ACCURACY AND RELIABILITY OF EITHER THE CREEDIA CONTENT, USER CONTENT OR ANY MATERIAL AVAILABLE ON THE SERVICE, NOR DOES IT ENDORSE ANY OF THESE MATERIALS WHICH ARE PROVIDED SOLELY FOR BROADENING UNDERSTANDING AND KNOWLEDGE OF RELIGIOUS TOPICS AND FURTHER DISCUSSIONS WITHIN COMMUNITIES AND INTER-FAITH DIALOUGE GROUPS.
TO THE FULLEST EXTENT PERMISSIBLE PURSUANT TO APPLICABLE LAW, WE AND OUR AFFILIATES, SERVICE PROVIDERS, PARTNERS, LICENSORS, ADVERTISERS, AND AGENTS DISCLAIM ALL WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING, WITHOUT LIMITATION, IMPLIED WARRANTIES OF TITLE, NON-INFRINGEMENT, ACCURACY, MERCHANTABILITY, AND FITNESS FOR A PARTICULAR PURPOSE. Some jurisdictions may not allow the exclusion of implied warranties, so the above exclusions may not apply to you.
WE AND OUR AFFILIATES, SERVICE PROVIDERS, PARTNERS, LICENSORS, ADVERTISERS AND AGENTS DO NOT WARRANT THAT: (A) THE SERVICE OR ITS CONTENT WILL MEET YOUR REQUIREMENTS; (B) YOUR USE OF THE SERVICE WILL BE UNINTERRUPTED, TIMELY, ERROR-FREE OR SECURE, OR THAT THE SERVICE OR ANY SOFTWARE INCORPORATED INTO THE SERVICE OR ANY DOWNLOADABLE CONTENT ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS; (C) THE QUALITY OF ANY SERVICES, INFORMATION, OR OTHER MATERIAL OBTAINED BY YOU THROUGH THE SERVICE WILL MEET YOUR EXPECTATIONS; OR (D), THAT DEFECTS, IF ANY, WILL BE CORRECTED.
YOU AGREE THAT WE SHALL HAVE NO RESPONSIBILITY FOR ANY DAMAGES SUFFERED BY YOU IN CONNECTION WITH THE SERVICE OR ANY CONTENT CONTAINED THEREIN INCLUDING BUT NOT LIMITED TO LOSS OF DATA FROM DELAYS, NONDELIVERIES OR MISDELIVERIES OF CONTENT OR MESSAGES, ERRORS, SYSTEM DOWN TIME, NETWORK OR SYSTEM OUTAGES, COMMUNICATIONS LINE FAILURE, FILE CORRUPTION, OR SERVICE INTERRUPTIONS CAUSED BY THE NEGLIGENCE OF EITHER US OR OUR AFFILIATES AND SERVICE PROVIDERS, OR A USER'S OWN ERRORS AND/OR OMISSIONS.
UNDER NO CIRCUMSTANCES SHALL CREEDIA BE RESPONSIBLE FOR ANY LOSS OR DAMAGE, INCLUDING PERSONAL INJURY OR DEATH, RESULTING FROM USE OF THE SERVICE OR FROM ANY CONTENT POSTED ON OR THROUGH THE SERVICE, OR FROM THE CONDUCT OF ANY MEMBERS OF THE SITE SERVICES, WHETHER ONLINE OR OFFLINE.
YOU ASSUME ALL RESPONSIBILITY AND RISK FOR YOUR USE OF THE SERVICE AND YOUR RELIANCE THEREON. YOU EXPRESSLY AGREE THAT USE OF THIS SERVICE, INCLUDING ALL CONTENT DISTRIBUTED BY, DOWNLOADED OR ACCESSED FROM OR THROUGH THIS SITE, IS AT YOUR SOLE RISK. YOU UNDERSTAND AND AGREE THAT YOU WILL BE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR BUSINESS, YOUR COMPUTER SYSTEM OR LOSS OF DATA THAT RESULTS FROM THE DOWNLOAD OF SUCH CONTENT. NO OPINION, ADVICE OR STATEMENT OF CREEDIA OR ITS AFFILIATES, DISTRIBUTORS, PARTNERS, SERVICE PROVIDERS, OFFICERS AND EMPLOYEES, LICENSORS, ADVERTISERS OR AGENTS, WHETHER ORAL OR WRITTEN, AND WHETHER MADE ON OR THROUGH THE SERVICE OR OTHERWISE, SHALL CREATE ANY WARRANTY NOT EXPRESSLY STATED IN THESE TERMS.
YOU ACKNOWLEDGE THAT WE MAKE NO WARRANTY OR REPRESENTATION THAT CONFIDENTIALITY OF INFORMATION TRANSMITTED THROUGH THIS SITE WILL BE MAINTAINED. CREEDIA ASSUMES NO RESPONSIBILITY FOR ANY THEFT OR DESTRUCTION OR UNAUTHORIZED ACCESS TO, OR ALTERATION OF, ANY USER CONTENT OR COMMUNICATION.
13. Limitation of liability
TO THE FULLEST EXTENT PERMISSIBLE PURSUANT TO APPLICABLE LAW, NEITHER CREEDIA NOR ANY OF OUR AFFILIATES, PARTNERS, LICENSORS, OR ADVERTISERS, NOR OUR OR THEIR DIRECTORS, OFFICERS, EMPLOYEES, CONSULTANTS, AGENTS OR OTHER REPRESENTATIVES NOR ANY OTHER PARTY INVOLVED IN CREATING, PRODUCING, TRANSMITTING, OR DISTRIBUTING THE SERVICE, SHALL BE RESPONSIBLE OR LIABLE FOR ANY INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, EXEMPLARY, OR PUNITIVE DAMAGES (INCLUDING, WITHOUT LIMITATION, DAMAGES FOR LOSS OF BUSINESS, LOSS OF GOODWILL, LOSS OF DATA OR OTHER INTANGIBLE LOSSES), UNDER ANY THEORY OF LAW INCLUDING UNDER CONTRACT, NEGLIGENCE, STRICT LIABILITY OR OTHER THEORY ARISING OUT OF OR RELATING IN ANY WAY TO THE SERVICE (EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES). Some jurisdictions may not allow the limitation or exclusion of liability for incidental or consequential damages, so some of the above may not apply to you. In such jurisdictions, liability is limited to the fullest extent permitted by law.
NOTWITHSTANDING ANYTHING TO THE CONTRARY CONTAINED HEREIN, THE LIABILITY OF CREEDIA AND/OR ITS RELATED PARTIES TO YOU FOR ANY CAUSE WHATSOEVER AND REGARDLESS OF THE FORM OF THE ACTION, WILL AT ALL TIMES BE LIMITED TO THE AMOUNT PAID, IF ANY, BY YOU TO CREEDIA FOR THE SITE SERVICES DURING THE TERM OF MEMBERSHIP. YOU EXPRESSLY UNDERSTAND AND AGREE THAT EXCEPT FOR THE FORGONG AND TO THE FULLEST EXTENT PERMISSIBLE BY APPLICABLE LAW, YOUR SOLE AND EXCLUSIVE REMEDY FOR DISSATISFACTION WITH THE SERVICE IS TO STOP USING THE SERVICE.
14. Policy for Idea Submission and Error Reports
As Creedia is built by its users, you might want to drop us a line with ideas or suggestions. We appreciate your interest in improving the Service; however, please note that any such ideas, recommendations, error and bug reports, comments, concepts, additional feature and other requests or suggestions ("Ideas") that you submit will be owned by Creedia, and you hereby irrevocably assign and transfer any Intellectual Property Rights in such Ideas to Creedia, free of charge, upon their Transmission, and you agree that the same will automatically become our property and that we shall be entitled to use, exploit, implement, adapt, develop, copy, reproduce, publish, license or assign the rights to such materials without any obligation to make any royalty or other payment to you, and without any obligation of credit or notice to you. By sending an unsolicited submission you waive the right to make any claim against Creedia or affiliates relating to unsolicited submissions, including, without limitation, unfair competition, breach of implied contract or breach of confidentiality. If you intend to retain any Intellectual Property Rights in your Ideas please do not submit them to us without our prior written approval. You can inquire regarding such approval by sending a message to legal@Creedia.com
. If we are interested in pursuing any Idea of yours, we will contact you. Please note that an additional legal agreement may be required by Creedia in order to evaluate your idea or suggestion.
15. Links to Other Resources
We may provide hyperlinks to other websites or resources, and Content created or posted by Members may also contain links to external websites. Inclusion of hyperlinks to such resources does not imply any endorsement of the material or opinions on such resources or any association with their operators. Because we have no control over such sites and resources, you acknowledge and agree that we shall not be responsible for the availability of such sites or resources, nor shall we be responsible or liable for any content, advertising, products or other materials on or available from such sites or resources. It is clarified that the content of such sites was in no way investigated, monitored or checked for accuracy or completeness by Creedia. When you access these third-party sites you do so at your own risk, and you should refer to each such web site’s individual “Terms of Service” and not rely on these Terms in any way.
Creedia takes no responsibility for third party advertisements which are posted on this Site or through the Site Services, nor does it take any responsibility for the goods or services provided by its advertisers.
16. Dispute Resolution
These Terms shall be construed in accordance with and governed for all purposes by the substantive laws of the State of New York without regard to conflicts of law provisions. You agree that any claim or dispute you may have against Creedia and its directors, officers, employees and consultants must be resolved by a court located in New York City, and waive any jurisdictional, venue or inconvenient forum objections to such courts and you further irrevocably waive any right you may have to trial by jury in any such dispute, action or proceeding.
If any provision of these Terms, or the application thereof to any person, place or circumstance, shall be held by a court of competent jurisdiction to be invalid, void or otherwise illegal or unenforceable under any applicable statute or rule of law,, such provision shall be enforced to the maximum extent possible, or, if incapable of such enforcement, shall be deemed to be deleted from these Terms, and the remainder of these Terms and such provisions as applied to other persons, places and circumstances shall remain in full force and effect and Agreement shall in no way be affected or impaired.
No waiver by either party of any breach or default hereunder shall be deemed to be a waiver of any preceding or subsequent breach or default, nor shall any delay or omission on the part of either party to exercise or avail itself of any right or remedy that it has or may have hereunder operate as a waiver of any right or remedy. Our failure to act with respect to a breach by you or others does not waive our right to act with respect to subsequent or similar breaches.
This is the entire agreement between us relating to the subject matter herein and supersedes any and all prior or contemporaneous written or oral agreements between us (including any information made available on the Service) with respect to such subject matter.
We may assign our rights and responsibilities hereunder without notice to you. These Terms are not assignable, transferable or sublicenseable by you except with our prior written consent. These Terms may not be modified or amended except as set forth in the introductory section of these Terms.
Any heading, caption or section title contained in these Terms is inserted only as a matter of convenience and in no way defines or explains any section or provision hereof.
If you have any questions or comments regarding these Terms, please contact: legal@Creedia.com
BY CLICKING “I ACCEPT” OR OTHERWISE INDICATING ACCEPTANCE OF THESE TERMS, YOU ACKNOWLEDGE THAT (1) YOU HAVE READ AND REVIEWED THESE TERMS IN THEIR ENTIRETY, (2) YOU AGREE TO BE LEGALLY BOUND BY THESE TERMS AS A BINDING AND ENFORCEABLE OBLIGATION.